She is a self-made model and actress. Payal was born on 9th November, 1980 in Banjara Hills, Hyderabad. The actress is the daughter of Shashank Rohatgi and Veena Rohatgi. Her brother's name is Gaurav Rohatgi. She was raised in Ahmedabad, Gujarat in a well-to-do family. Payal completed her schooling from Udgam School. The brilliant artist holds a degree in computer engineering from Ahmedabad-based L. D. College of Engineering.